Business Banking
Banking That Works as Hard as You Do
From your first business account to merchant services and beyond — Bank of Columba is the financial partner Columbia businesses have trusted since 1952.
Everything Your Business Needs
Simple, transparent products built for local businesses — no hidden fees, no runaround.
Business Checking
A no-nonsense checking account built for daily business operations. Unlimited transactions, free online bill pay, and a dedicated business debit card.
- No monthly maintenance fee
- Unlimited transactions
- Free online bill pay
- Business debit card included
Business Savings
Put your reserves to work with a competitive-rate savings account. Automatic transfers make it easy to build a cash cushion without thinking about it.
- Competitive interest rates
- Automatic savings transfers
- FDIC insured up to $250,000
- No minimum balance required
Merchant Services
Accept payments anywhere — in-store, online, or on the go. Fast settlement, transparent pricing, and local support when you need it.
- In-store & online payments
- Next-day settlement
- Transparent flat-rate pricing
- Local support team
Why Columbia Businesses Choose Us
Local Decision-Making
Loan approvals and account decisions are made right here in Columbia — not at a distant headquarters.
Dedicated Business Advisor
Every business account comes with a named advisor who knows your business and picks up the phone.
No Surprise Fees
Our fee schedule is one page. We believe you should know exactly what you're paying before you sign anything.
Same-Day Account Opening
Walk in or apply online and be banking the same day. We respect that your time is your business.
Ready to Get Started?
Speak with a local business banker today. No obligation, no sales pressure — just straightforward answers.